Tuesday, November 25, 2014
MBINU ZA MAFANIKIO KWA WAFANYABIASHARA
KATIKA haya mabadiliko ya milenia mpya, wajasiriamali wameweza
kujitofautisha na wafanyabiashara wakubwa ili kuwaridhisha wateja wao.
Kuwa na ujuzi, ustadi na uwezo wa kupigania kupata bidhaa bora ni njia
mahususi ya kufanikisha biashara.
Hivyo basi, mjasiriamali au mfanyabiashara mkubwa anatakiwa kuwa na
mipango mizuri na ya kitafiti kufanikisha hili, kwani huo ni ufunguo wa
mafanikio.
Mara nyingi mfanyabiasgara lazima awe mbunifu. Hivyo unatakiwa kuwa
mfikiriaji mzuri wa kuuza bidhaa unazozivumbua. Ni muhimu kuongeza
thamani katika bidhaa ulizo nazo na huduma zako.
Unapokuwa mjasiriamali unatakiwa kuwa na uvumbuzi wa mawazo yanayofanana
na biashara yako kwa kuongeza thamani au huduma. Kwa matokeo hayo
wateja watagundua ubora wakati watakapoona uhalisia wa bidhaa ulizo
nazo.
Unapotaka kuwa mfanyabiashara wa kiwango cha kuthaminiwa inakubidi uwe
mtawala mzuri na meneja aliyebobea.
Uwe hodari katika kujifunza na kupata faida ya teknolojia mpya ili iweze
kukusaidia kukuza biashara yako katika uchumi mpya. Kukamilisha
teknolojia mpya katika biashara yako ni lazima, hivyo utaendelea kukuza
na kuifanya iende na wakati.
Uwe mwendelezaji anayelenga kuimarisha mtandao. Kujihusisha na
wafanyabiashara wengine ni muhimu sana kwa kuwa itakusaidia katika
ukuaji wa biashara yako.
Pia kuwa mwangalifu kuimarisha mawasiliano uliyo nayo kwa wateja wako na
kujenga mawasiliano mengine mapya ili uweze kuwa na mazingira ya
kiushindani.
Baadhi ya mbinu za kufanya mabadiliko mazuri katika biashara yako ni
pamoja na uwazi, mpango wa kibiashara ulio wazi au unaoeleweka na
utaalamu. Uwazi unahitajika katika biashara yako, hivyo ni muhimu
kutozuia habari zozote muhimu na kuwa mkweli kwa wateja wako.
Kuwa na mpango wa biashara inayoeleweka kunakufanya uweze kuimarisha
ubora wa bidhaa na huduma, ili kufikia mahitaji ya wateja wako na
kuwaridhisha. Mpango wako wa biashara mara zote uwe unauangalia na
kuuimarisha uweze kuelewa mabadiliko na mahitaji ya wateja wako.
Unatakiwa kuimarisha na kutathmini utaalamu ulio nao ili kuweza kufanya
kilicho bora zaidi. Usisahau kwamba unahitaji kutoa muda ili kuzingatia
eneo lako la utaalamu ulionao.
Kumbuka matangazo na masoko kwa biashara ndogo yanaongeza bidii na
mipango ya kukuwezesha kufanikiwa zaidi. Wamiliki wengi wa biashara
ndogo ndogo wanavunjwa moyo kwa haraka kwa sababu hawaelewi upepo wa
biashara kwa wateja wao wanaowategemea baada ya kufanya kampeni ya
matangazo yao ya awali.
Matangazo ni sanaa inayokuwezesha kutazama na kutengeneza mpango wa muda
mrefu utakaokuongoza katika mafanikio.
Kuna mambo matatu wamiliki wa biashara ndogo ndogo wanayoweza kufanya
katika kuongeza nafasi ya mafanikio katika kampeni ya kutangaza.
Kwanza, unatakiwa kujiaminisha katika mpango wako wa muda mrefu. Kama
hukufanya hivyo bilashaka unahitaji mpango mwingine.
Jambo jingine ni kuwa unapokuwa na mipango ya kufungua biashara ni
matangazo. Kujitangaza ni njia moja nzuri sana, lakini nayo inahitaji
kuwe na hiyo mipango ya kujitangaza. Angalau unatakiwa kuwa na mpango wa
kutangaza biashara zako kwa miezi sita, lakini ukweli ni kwamba
inatakiwa ujitangaze kwa mwaka mzima. Hii itakusaidia kuimarisha mkataba
wa muda mrefu na watangazaji, kwani kwa kufanya hivyo utakuwa
unapunguza gharama za uangazaji.
Hii inakusaidia kufikia ukomo uliojiwekea wa uchapaji na kutoa ujumbe
mbalimbali unaotaka uwafikie wateja wako katika vipindi mbalimbali vya
mwaka.
Na jambo la tatu ni ongezeko la thamani - kama biashara ndogo
unashindana na ushirika wa wateja wako. Unatakiwa kuwa tofauti. Zungumza
kutokana na kile wateja wako wanachokihitaji na jinsi ya kuwapatia,
lakini pia unaweza kuwa sehemu ya wateja.
Inaweza kukuvunja moyo wakati unashindana na biashara ndogo na kubwa
endapo hutapata matokeo mazuri ya biashara kutokana na ulivyojitangaza.
Ili kuleta utofauti unayo nafasi kubwa ya kupata wateja wote ambao
hawakufanyi ukatulia.
Pata faida kwa kutoa huduma za bure – huduma za kawaida ambazo
wafanyabiashara wadogo wanashindwa kufaidika nazo ni kutoa taarifa kwa
vyombo vya habari. Kama una bidhaa mpya au huduma au kitu chochote kipya
katika kiwanda chako ambacho unafikiri kuwa wateja wako wanatakiwa
kujua, andika taarifa kwa vyombo vya habari. Pia unaweza kutoa taarifa
hiyo kwenye magazeti binafsi.
SIRI YA UTAJIRI
Kwa nini watu wengine ni matajiri ?
Watu wengi wanajiuliza, "Siri ya utajiri ni nini?" Jee ni mbinu gani
zinaweza kumsaidia mtu kupata utajiri? Siri kubwa ya utajiri ni
kujifunza elimu ya namna ya kutafuta mtaji, kuwekeza kwa busara kwa
namna ambayo daima panakuwa na ziada na faida. Kwa bahati mbaya sana,
elimu hii haifundishwi darasani ila wanayo wafanyabiashara wachache na
kila anayefanikiwa kujifunza siri hii huwa tajiri na huendelea kuificha.
Kwa bahati nzuri, katika utafiti wagu nimeweza kuigundua siri ya
utajiri. Kwa kuwa ninapenda wasomaji wangu waweze kufanikiwa na wapate
manufaa kwa kununua kitabu hiki nimeamua kuiweka siri hii wazi:-
- Siri ya kwanza ya kuelekea ukwasi ni kubuni mradi unaojipa, yaani
unaoweza kuitoa ziada na faida.
- Siri ya pili ya kuelekea kwenye utajiri ni kujifunza na kujenga tabia
ya kuweka akiba
- Siri ya tatu ni kuwekeza fedha hizo za akiba katika vitega uchumi
ambavyo vinazalisha faida endelevu.
- Siri ya nne ni kujifunza namna ya kufanya biashara na kuanzisha
biashara yako ili iwe indelevu.
Kuna njia mbili za namna ya kupata utajiri zenye uhakika. Njia ya kwanza
ni njia ndefu ambapo wataalamu na watafiti wa masuala ya fedha
wameigundua njia hii ni rahisi kuifuata kwa sababu haihitaji uwe na
kipato kikubwa, wanashauri kwamba ujenge tabia ya kuweka akiba, anza
kuweka akiba ya T.shs 1,000 kila siku sawasawa na TShs 30,000 kwa mwezi,
matokeo yake ni kwamba kama utaweka akiba yako kwa kipindi cha miaka 65
bila riba yoyote utakuwa na akiba TSshs 23,725,000 (Milioni Ishirini na
Tatu Mia Saba Ishirini na Tano Elfu). Kama utawekeza fedha hiyo na
kupata riba ya asilimia 10% kwa kila mwaka itazaa na kukuletea TShs
2,750,000,000 (Bilioni Mbili na Milioni Mia Saba Hamsini). Hesabu hii
inaweza ikakutisha na usiamini macho yako lakini hiyo ni siri ya nguvu
ya hesabu na riba kama alivyozielezea mwanafizikia Enstein kwamba katika
dunia hii hakuna kitu chenye nguvu kama hesabu za riba. Pengine njia
hii inaweza kuwa ni ndefu sana na ya kukatisha tamaa. Wengi wetu
hatuwezi kusubiri muda mrefu. Hivyo tungependa kuwa na mafanikio ya
kiuchumi kwa haraka. Lakini nasisitiza kama kipato chako ni kidogo anza
leo kuweka akiba ya TShs 1,000 kwa siku.
Dundulizo la akiba hii hukutiririshia utajiri bila wewe kukusudia kwani
utaweza kukidhi hitajiko la ghafla kama kuugua safari ya dharura gharama
za likizo na hata kutumia mbinu hii kama mpango wa elimu kwa watoto
wako iwapo utawaanzishia hivi mara tu kila mmojawapo anapozaliwa au
unaweza kuutumia kama upanga wa siku zijazo kwa mirathi ukianza hivyo
leo kwa kupangilia namna hiyo kwa kila kusudio lako la baadaye.
Hebu tuangalie njia ya pili.
- Njia ya pili ya mkato ni kuongeza kiwango cha kuweka akiba kama wewe
ni mtu mwenye shughuli za kuzalisha ziada. Kipato chako kinaweza kuwa
kinaongezeka kila mara. Badala ya kuweka akiba ya TShs 1,000 kwa siku
jiwekee malengo ya kuweka akiba ya TShs 10,000. Anza kwa kutenga
asilimia 10% ya mapato yako hadi utakapofikia lengo la TShs 10,000 au
zaidi kwa siku. Badala ya lengo lako kutimia kwa miaka sitini na tano
(65) litatimia haraka zaidi. Kwa mfano ukiweka akiba ya TShs 10,000 kwa
siku kwa muda wa miaka sita na miezi sita bila riba yoyote utapata TShs.
23,725,000. Ukiwekeza fedha hiyo na kupata riba ya asilimia 10% kwa
miaka sita na miezi sita utapata TShs. 33,917,505.78. Kama fedha hiyo
utaendelea kuweka akiba kwa riba hiyohiyo hadi kufikia muda wa miaka
kumi utapata TShs. 63,112,201.43.
Kwa kuwa kitu cha muhimu hapa ni kuweka akiba na kuwekeza akiba hiyo
katika kitegauchumi chenye kutoa faida kubwa, utajiuliza jee uwekeze
kwenye kitega uchumi chenye kutoa faida kiasi gani? Wataalamu wa mambo
ya fedha wanashauri kuwa uwekeze fedha yako kwenye kitegauchumi chenye
kutoa faida ya angalau asilimia 10% Kwa mfano unaweza kuwekeza kwenye
Akaunti ya TAJIRIKA ya Standard Chatered Bank" inatoa riba ya asilimia
kumi 10% pia unaweza kuwekeza kwa kununua hisa katika soko la hisa na
mitaji.
Kwa wastani wa watafiti wa masuala ya fedha viwango vya mapato
yatokanayo na hisa kwa gawio pamoja na kukua kwa mtaji ni zaidi ya
asilimia 11% ambayo ni makubwa kwa kiwango cha kawaida cha asilimia kumi
(10%).
Baada ya kueleza siri ya namna ya kupata utajiri nitazitaja njia zingine
ambazo zinaweza kukuwezesha kuwa tajiri.
1. Unaweza kurithi mali na fedha kutoka kwa wazazi wako. Hii ni njia ya
kubahatisha kwani watu matajiri siyo wengi na hivyo watoto wenye bahati
kama hii ni wachache pia.
2. Unaweza kusomea ujuzi au utaalamu katika fani yenye malipo mazuri na
kujiajiri mwenyewe. Kwa mfano, unaweza kusomea fani kama ya Uanasheria,
Uhasibu na Udaktari au ufundi / sanaa na kadhalika.
3. Unaweza kuanzisha biashara yako na kuiendesha ili kupata ziada kubwa.
4. Unaweza kuendeleza vipaji vyako na kuwa mwanamichezo au msanii wa
kulipwa.
5. Unaweza kutunga vitabu juu ya suala lolote unalolijua. Kwa mfano,
kama wewe ni mtu uliyebobea katika masuala ya muziki unaweza kutunga
kitabu kinachofundisha watu namna ya kuwa mwanamuziki. Watunzi wengi wa
vitabu ni matajiri wakubwa. Hii ni kazi unayoweza kuifanya mara moja
lakini ukavuna matunda yake kwa muda mrefu sana.
6. Unaweza kuwa mbunifu na kuanza kuuza mawazo yako au kutumia chombo
ulichokibuni kukuingizia fedha.
7. Unaweza kucheza bahati nasibu na kushinda. Tatizo hapa soko na wateja
wa aina hii ya huduma ni haba. Hiki ni kitu cha kubahatisha na
nimekitaja makusudi ili kuwapa onyo wasomaji kwani watu wengi wanapenda
sana kucheza michezo ya kubahatisha.
Uwezekano wa kutajirika kwa njia hii ni mdogo sana. Hivyo, nawashauri
wasomaji kuachana na njia hii ya kutafuta utajiri. Nawashauri wachague
njia yoyote inayofaa na inawezekana kwa kufuatana na mazingira
yanayomzunguka mtu husika. Mkulima au mfugaji anaweza kuzingatia fani
hii na kutajirika sana. Kwa kweli hakuna mipaka, hasa hapa kwetu
Tanzania kwa sababu ya wingi wa fursa za kuweza kujishughulisha na kuwa
tajiri.
Maelezo ya kina juu ya aina ya biashara au mbinu unaweza kuzitumia
kutafuta na kupata faida utayapata katika sehemu ya pili ya kitabu hiki.
Inawezekana kuwa tofauti kati ya mtu tajiri na mtu maskini inatokana na
kile tulichojifunza kutoka kwa wazazi wetu. Wazazi maskini huwaambia
watoto wao wajitahidi kusoma sana ili wapate maksi nzuri darasani na ili
baadaye waweze kupata kazi nzuri. Wakati wazazi matajiri huwapa watoto
wao elimu ya namna ya kutafuta fedha. Kwa kawaida tukiwa shuleni
tunapewa ripoti ya masomo. Katika maisha tunatakiwa kuwa na ripoti yetu
ya maisha nayo ni orodha ya mali tulizonazo ikiwa ni pamoja na elimu ya
kuzaliwa na ya kusomea na fedha taslimu zile zilizo katika hifadhi
mbalimbali.
Kwa kufuata tafsiri ya Umoja wa mataifa mtu masikini ni yule ambaye
kipato chake hakizidi TShs 1,000 kwa siku.
Inawezekana kuwa mfumo wa kifedha wa mtu maskini ni mfumo ambao humfanya
kutumia kipato chake chote kulipia matumizi huwa hana ziada wala uwezo
wa kuweka akiba hana madeni na hana mali.
Mfumo wa fedha wa mtu mwenye kipato cha kati ni mfumo ambao humfanya
kuwa na mali kama magari, nyumba na kadhalika. Mara nyingi mali hizo
huwa zinapatikana kwa mikopo na hutumia mshahara kulipia matumizi na
madeni, hasa kama madeni ni makubwa, mtu mwenye kipato cha kati anapaswa
kumuona mshauri wa maswala ya biashara. Hatua anazoweza kuchukua ili
kujikwamua na tatizo la madeni anaweza kulazimika kuuza baadhi ya mali
zake ambazo amezinunua kwa kutaka kuonyesha ufahari tu na ambazo hazina
umuhimu. Kwa mfano kama mtu ana magari matatu ya kutembelea, anaweza
kuuza magari mawili kubaki na gari limoja na fedha atakayoiokoa
kuiwekeza au kutumia kama mataji na kuanzisha biashara ili kujiongezea
kipato.
Mfumo wa mtu tajiri ni mfumo ambao unamwezesha kuwa na biashara yake,
kumiliki mali nyingi, kuwa na fedha nyingi katika akiba na awe
ameziwekeza kwenye vitega uchumi vinavyolipa faida kubwa zaidi ya
asiliamia kumi, kama vile nyumba za kupangisha na hisa. Mtu huyu hana
wasiwasi na maisha. Anaweza kusafiri au kuugua lakini vitegauchumi vyake
vinaendelea kumwingizia fedha. Siri kubwa ya matajiri ni uwezo wa
kutumia fedha na kuziwekeza kupata faida kubwa.
Hiki ni kitabu cha vitendo. Yote unayoyasoma humu inabidi uyafanyie kazi
ili yakusaidie. Tofauti kati ya maskini na tajiri iko katika kuchukua
hatua. Tajiri hujifunza mambo ya kumwendeleza na kuchukua hatua kwa
kutekeleza kwa vitendo yale anayojifunza na anayoyaona yanaweza kumuinua
kiuchumi. Maskini huwa anajifunza mambo na kuyaacha kichwani bila
kuchukua hatua au kuyafanyia kazi aliyojifunza na hivyo fursa ya kupata
utajiri inampita hivihivi.
Mbinu za kusoma na kuelewa
Tunapozungumzia uelewa wa wanafunzi darasani tunakuwa tumeingia katika
msitu mpana zaidi wa majibu, lakini ukweli unabaki kuwa ndani ya darasa
linalofundiswa na mwalimu mmoja hutokea wanafunzi wengine wakaelewa
zaidi na wengine wasielewe kabisa.
Kuna wanafunzi na baadhi ya wanasayansi wanaamini kuwa kuna binadamu
huzaliwa na uwezo mkubwa wa kuelewa zaidi ya wenzao, huu ni ukweli
lakini si wa kuamini sana kwani kipimo cha kuhakikisha kuwa huyu
ameumbwa hivyo hakuna zaidi ya kuangali tu yale ambayo yanatendwa na
huyo anayeitwa ana akili za ziada au za kuzaliwa.
Lakini wakati huo huo kuangalia ayatendayo mtu au kuangalia uelewa wake
darasani hakutoshi kumpa sifa za kuwa na sababu ya kuwazidi wenzake
ambao wameamua tu kutokusoma, kutomsikiliza mwalimu, kutozingatia
wanachoelekezwa au wameharibiwa na masumufu ya dunia yakiwemo masuala ya
mapenzi.
Kwa maana hiyo, hawa ambao hawaelewi kwa sababu wanasoma huku wanawaza
mambo ya kimapenzi au wanafikiria kwenda muziki au kucheza, hawawezi
kuwekwa kwenye kundi la watu ambao hawakuzaliwa na akili bali
waliojiharibu kwa kukosa kuufahamu ukweli.
Hivyo basi, kuna kila sababu kwa mwanafunzi kupuuza fikra za kizembe
zinazomfanya ajione kuwa anazidiwa na wenzake darasani kwa sababu yeye
hakuzaliwa na akili nyingi. Kila binadamu mwenye akili timamu kwa mujibu
wa tafiti za watalaamu wa masuala ya ufahamu ana uwezo mkubwa mara 1000
kuliko ule anaoutumia.
Hii ina maana kuwa kama kuna mwanafunzi anaongoza darasa lenye watu 100,
uwezo huo wa kuongoza anaweza kusonga nao mpaka akafikia kwa watu 1,000
na akifika hapo anaongeza mara 1,000 tena na tena. Huu ni uwezo wa
ajabu sana alionao mwanadamu. Lakini wengi kati yetu tumeshindwa kusonga
mbele mara elfu toka tulipo kwa sababu tumeshindwa kutumia kipawa chetu
na tumeamini uongo kuwa kuna waliopendelewa tangu wanaumbwa.
Ben Carson mwandishi mashuhuri na daktari bingwa wa magonjwa ya akili
ambaye awali alikuwa akiburuza mkia darasani aliambiwa na mama yake
aitwaye Sanya Carson maneno haya: �you can do anything they can do,
only you can do it better� (Nukuu inapatikana ndani ya kitabu
kiitwacho THINK BIG cha Ben Carson ukurasa wa 7) kwa tafsiri isiyo
rasimi Ben aliambiwa na mama yake kuwa �unaweza kufanya wayafanyayo,
lakini wewe unaweza kufanya zaidi yao�
Mwanamke huyu alidumu kumwambia mwanae kuwa ni bora zaidi ya wengine na
kumtaka aongeze bidii kila siku ili afikie lengo. Ben aliaamini
aliyokuwa akiambiwa na kwa makusudi aliamua kujibidisha na hatimaye
kufikia kiwango cha kuwa msomi mwenye kuheshimika ulimwenguni.
Kimsingi kuna watu wengi ambao walipuuza kauli za kujiona duni na
kufanikiwa katika mambo waliyokusudia kuyafanya. Huu ni ushahidi kuwa
hajaumbwa mwanadamu kuwa wa mwisho darasani bali matokeo ya kushindwa ni
lazima yapewe kwanza sababu za uzembe na maumbile yawe ni ya mwisho
kufikiriwa. Ufuatao ni muongozo wa kumuwezesha mwanafunzi kusoma na
kuelewa vema.
-Kumzingatia mwalimu
Wanafunzi wengi wanashindwa kufikia uelewa wa juu kwenye masomo yao kwa
sababu hawawi makini wanapofundishwa darasani na waalimu wao. Kitendo
cha kuweka mawazo nusu darasani na nusu nje ni kujiwekea kizingiti cha
kuelewa kinachofundishwa.
Ni muhimu kwa mwanafunzi kama nilivyosema awali kwamba ampende mwalimu
wake na aone furaha kumsikiliza anapofundisha. Itakuwa vigumu kwa
mwanafunzi kuelewa anachofundishwa kama anayemfundisha anamchukia eti tu
kwa sababu jana alimwadhibu au alimfokea.
Ifahamike kuwa, msingi mkubwa kabisa wa mwanafunzi kuelewa somo lo lote
ni kuelewa anachofundiswa moja kwa moja toka kwa mwalimu wake. Kitendo
cha kutoka darasani bila kujua kilichofundishwa ni jambo la hatari kwa
maendeleo ya mwanafunzi kimasomo.
Inashauri kuwa mwanafunzi anapoingia darasani anatakiwa kuwa makini na
kufuata anachoongea mwalimu wake neno kwa neno, huku akinoti anachoelewa
na asichoelewa, ili kama ni msaada wa kueleweshwa aombe muda mfupi
baada ya mwalimu kumaliza kufundisha.
Kurudia notisi
Mara baada ya mwanafunzi kufundishwa na kuelewa, anatakiwa akifika
nyumbani siku hiyo hiyo arudia yale aliyosoma kwa kujikumbusha
alichosema mwalimu wake. Hii itamsaidia zaidi kuifanya akili itunze
kumbukumbu ya somo alilofundishwa na hivyo kumfanya mwanafunzi kuwa
katika nafasi nzuri zaidi ya kujikumbusha au kukumbuka atakapokuwa
akifanya mtihani.
Haifai kwa mwanafunzi kurejea nyumbani na kufunika madaftari bila
kujikumbusha au kurudia siku mbili baada ya kufundishwa, kufanya hivyo
kunaweza kutoa nafasi kwa akili kuyatupa aliyofundishwa kutokana na
wingi wa masomo au mambo aliyoelekezwa kwa siku mbili au wiki nzima.
-Kufanya uchambuzi
Ni wajibu wa mwanafunzi kufanya uchambuzi wa notisi zake za shule kwa
kuandika mchanganuo wenye maneno machache ya msingi kwenye daftari
jingine au karatasi. Kufanya hivi kutamsaidia kupunguza wingi wa maneno
ya kuhifadhi akilini hasa kwa wanafunzi wa ngazi za chini ambao wengi
wao hutumia mbinu za kukariri ambazo ni hatari kwa kusahau haraka.
Kwa mfano, wanafunzi anapofundishwa kuhusu ubadhilifu wa pesa ndani ya
Benki Kuu ya Tanzania ï kwenye Akaunti ya Madeni ya Nje maarufu
kama EPA na kupewa takwimu na mlolongo mzima ulivyokuwa, anachotakiwa
kufanya yeye ni kunyambua mambo ya msingi ambayo yatamuongoza katika
kujibu maswali, kama kuwajua wahusika, mwaka wa skendo, kiasi
kilichoibwa na kilichorudiswa.
Mambo hayo machache akiyafahamu yatamfanya awe na uwezo wa kulielezea
jambo hilo kwa kina mbele za watu na kuonekana mwenye ufahamu wa
kutosha, lakini pia atajihakikishia uwezo wa kukabili jaribio au mtihani
wo wote utakaokuja na swali la EPA.
-Kujipima uelewa
Kumsikiliza mwalimu, kurudia notisi na kufanya uchambuzi kunaweza
kusitoe picha sahihi juu ya uelewa wa mwanafuzni katika yale anayosoma
pamoja na uwezo wake wa kukumbuka aliyojifunza. Mwanafunzi ili ajipime
kama akili yake imenakiri vema anatakiwa kutenga siku ndani ya wiki kwa
kujitungia mitihani kutoka kwenye daftari zake, kuifanya na
kujisahihisha mwenyewe.
Hii itampa mhusika ufahamu wa kujua ni eneo gani kaelewa zaidi ya
jingine na hivyo kujituma zaidi sehemu ambayo hajaelewa kwa kuuliza tena
kwa mwalimu au kwa wenzake ambao anadhani wana ufahamu mkubwa kuliko
yeye. Ni vibaya kusoma bila kujipima uwezo. Itapendeza kama wanafunzi
watakuwa wakifanya mitihani ya kujipima kwenye vikundi kila wiki.
-Kukuza ufahamu
Ziko njia nyingi za mwanafunzi kukuza ufahamu wake lakini muhimu zaidi
ni kusoma vitabu, kusikiliza habari kupitia vyombo vya mbalimbali na
kushiriki katika mijadala ya wazi yenye kujadili masuala ya kijamii,
kisiasa na kiuchumi.
Mwanafunzi hawezi kukuza ufahamu kama hajui masuala ya jamii yake, siasa
za ulimwengu na hali ya uchumi wa ndani na nje na hayo yote
yanapatikana kwa kusoma. Jambo jingine la msingi ni kwa mwanafunzi
kuepukana na aibu ya kujieleza mbele za watu. Njia pekee ya kuhifadhi
kumbukumbu ya kile alichosoma na kuwa na tabia ya kuwaeleza wengine.
Kwa mfano, kama mwanafunzi atakuwa amefungua mtandao wa inteneti na
kusoma habari za kupanda kwa uchumi wa Marekani anatakiwa awaeleze
wenzake alichojifunza, vivyo hivyo atakaposoma vitabu au kutazama
filamu. Kujua jambo na kutokulitenda ni ujinga sawa na mtu ambaye hajui
kabisa. Aibu ya kuzungumza mbele za watu haifai ni vema mwanafunzi
akajiamini na kujizoeza kueleza anachokifahamu mbele za watu.
Njia 10 za kuimarisha kumbukumbu kichwani
Miongoni mwa hazina muhimu kwa mwanadamu ni kuwa na uwezo wa kukumbuka
vitu kwa urahisi. Wanafunzi wengi hushindwa kufanya vizuri mitihani yao
kwa sababu ya kukabiliwa na tatizo la usahaulifu, ambao huchochewa na
mambo mengi ukiwemo ulevi wa pombe, utumiaji wa dawa za kulevya na
msongo wa mawazo ya kimaisha.
Licha ya uwezo wa kumbukumbu kupungua kutokana na umri wa mtu, sayansi
yaitegemei kijana mwenye umri wa chini ya miaka 28 kukabiliwa na tatizo
hili kwa kiwango kikubwa, ingawa wale wenye miaka zaidi ya 40 wanatajwa
kuzorota katika uwezo wa kukumbuka mambo.
Hata hivyo uchunguzi unaonesha kuwa watu ambao huzingatia suala la
kanuzi za afya zikiwemo mbinu za kukuza kumbukumbu ya akili hupunguza
kwa kiasi kikubwa mmeng�enyeko wa seli zinazojenga uwezo wa akili
katika kutunza kumbukumbu. (Susan Tapert mwanasaikolojia kutoka Chuo
cha California San Diego na kituo cha VA San Diego nchini Marekani
anathibitisha haya pia).
Hivyo basi, ili mwanafunzi aweze kuwa na uwezo wa kutunza vema mambo
anayosoma na kufundishwa na waalimu wake darasani lazima aweze
kuiongezea akili yake uwezo wa kutunza kumbukumbu kwa kufanya yafuatayo:
1 . LISHE BORA
Ni wazi kuwa wengi wetu tunafahamu maana ya lishe bora, lakini kwa
mujibu wa utafiti uliofanywa na Chuo cha American Academy of Neurology
kinachojihusisha na mambo ya neva, ulibaini kuwa machungwa, Spinachi,
Karoti, brokoli (aina fulani ya mboga kama kabichi), viazi vitamu na
mboga mboga huuongezea uhai ubongo na kumfanya mwanadamu asiweze
kushambuliwa na magonjwa wa kupooza.
Aidha matunda na vyakula vyenye vitamini B, Foliki Asidi (folic acid),
Niasini (niacin) Kalkumini (curcumin) husaidia kuufanya ubongo uwe na
mawasiliano ya kutosha na viungo vingine vya mwili na kupunguza kwa
asilimia 11 uhalibifu wa seli ndani ya ubongo. (Utafiti wa National
Research Council nchini Milan, Italy unathibitisha kuwa vyakula vyenye
Vitamini C na E hupunguza kiwango cha usahaulifu)
2. MAZOEZI YA MWILI
Ufanyaji wa mazoezi ya mwili huimarisha misuli na kusaidia akili kuweza
kufanya kazi vema, hii inatokana na ukweli kwamba tunapofanya mazoezi
tunakuwa tunaongeza msukumo wa damu mwilini na hivyo kuufanya ubongo
kufikiwa na damu ya kutosha ambayo ni muhimu kwa uimara wa kumbukumbu.
Mara nyingi, mazoezi yanayofaa zaidi kwa afya ya mwili na uimarisha wa
ubongo ni yale ya asubuhi na jioni. Kuhusu aina ya mazoezi inategemea na
umbo la mtu, lakini kukimbia, kuruka kamba, kucheza mpira na hata
kuinua vitu vizito vinavyolingana na uwezo wa mtu ni bora kwa afya.
Mazoezi ya aina hii yakifanywa na wanafunzi yanaweza kuwasaidia pia
kutunza kumbukumbu za masomo wanayofundishwa.
3 : MAZOEZI YA AKILI
Ni muhimu kwa mwanafunzi kuwa na mazoea ya kuifanyisha akili yake
mazoezi ya kutunza kumbukumbu kwa kuingiza kichwani mambo ambayo
hakuyazoea na kuyafanyia mazoezi ya kuyakumbuka. Kwa mfano mwanafunzi
anaweza kundika namba zisizopungua 14 na kuanza kuzitaja kwa kufuta
mpangilio aliojiwekea.
Namba zinatakiwa ziandikwe kwa kuchanganywa si kwa kuzifuatanisha kwa
mtindo wa kuhesabu. Mfano, 23938393835575, baada ya kuziandika kwa mfumo
huo mwanafunzi atatakiwa kuzikariri kwa dakika tano kisha kufumba macho
au kutazama pembeni na kuanza kuzisoma kwa kufuata mfululizo huo, huku
akihakikiwa na mtu mwingine. Mazoezi haya yatamsaidia kuondoa tatizo la
kusahau na kumpa kipimo ni kwa kiwango gani hana uwezo wa kukumbuka.
Endapo mwanafunzi atashindwa kufikia kiwango cha zaidi ya nusu ya namba
alizojiwekea afahamu kuwa ana uwezo mdogo wa kutunza kumbukumbu hivyo
anatakiwa kuongeza juhudi za kujiimarisha.
Njia nyingine ya kuifanyisha mazoezi akili ni kujifunza mara kwa mara
mambo mapya, ikiwa ni pamoja na kuimba nyimbo kwa lugha ya kigeni,
kujifunza lugha za makabila mengine, kutembelea mitandao mbalimbali ya
intaneti na kusoma, kucheza michezo ya kwenye simu na kompyuta.
Aidha usomaji wa vitabu, urudiaji wa mara kwa mara wa notisi za
darasani, husaidia kuongeza msukumo wa akili katika kutunza kumbukumbu
kichwani. Hata hivyo tafiti nyingi zinaonesha kuwa uhudhuriaji wa
majadala na uongeaji wa mambo ya msingi mbele ya watu wengi huimarisha
uwezo wa mtu kukumbuka mambo kwa urahisi.
4. UTUMIAJI WA VINYWAJI
Vinywaji kama kahawa, chai nyeusi navyo huchangia kuongeza uwezo wa
ubongo kutunza kumbukumbu. Inashauriwa kwa mwanadamu kutumia walau
kikombe kimoja cha vinywaji hivyo ili kuongeza enzymes ambazo ni muhimu
kwa kuuongezea nguvu ubongo ili uweze kutunza kumbukumbu. Hata hivyo
vinywaji vikali kama pombe haviruhusiwi kwani huchangia kudumaza uwezo
wa kukumbuka.
5. PUNGUZA MSONGO WA MAWAZO
Ubongo unaweza kushindwa kutunza kumbukumbu endapo mtu husika atakuwa na
msongo wa mawazo yatokanayo na shida za kidunia. Endapo mwanafunzi
atakuwa mtu mwenye kuutumikisha ubongo wake katika mawazo yenye kuumiza
kila wakati, hawezi kuwa na uwezo wa kukumbuka anayofundishwa.
Hivyo ni vema kupunguza mawazo kwa kuwashirikisha wengine magumu
unayokutana nayo maishani na kukubali kuyaacha yapite ili yakupe nafasi
ya kuishi kama wewe. Hatari ya msongo wa mawazo ni kuongeza kiwango cha
seli za cortisol ambayo huharibu ubongo wa kati ambao ni muhimu kwa
kutunza kumbukumbu.
6. KULALA
Watu wengi wakiwemo wanafunzi wamekuwa wakipuuza usingizi kwa kusoma
sana usiku na kuacha kupumzisha miili yao kwa kulala, jambo ambalo hili
ni hatari kwa utunzaji wa kumbukumbu kichwani.
Ifahamike kuwa usingizi ni kama chujio la akili ya mwanadamu, ambapo mtu
anapolala mchakato hufanyika akilini kwa kuyachambua mamilioni ya mambo
ambayo mhusika aliyaona, kuyasikia, kuhisi na pengine kuyatenda.
Mchakato huo huweza kuchuja mambo mabaya na kuyatupa na mema
huhifadhiwa kwenye kumbukumbu.
Hivyo, kama mwanafunzi hatolala, mambo yote yakiwemo ya kipuuzi
aliyofanya mchana yatabaki kwenye akili yake na kama mtindo huo wa
kutolala utaendelea unaweza kuufanya ubongo uchoke na kupoteza
kumbukumbu ya mambo muhimu yakiwemo ya shuleni.
Utafiti uliofanywa mwaka 2008 na Chuo cha Pennsylvania ulionesha kuwa
wanafunzi wanaolala kwa saa 6 kwa siku huwa na kumbukumbu nzuri zaidi ya
wale wanaolala kwa kiwango cha chini ya saa hizo. Utafiti wa aina hii
ulifanywa pia na Chuo Cha Luebeck na kubainisha kuwa akili huongezewa
uwezo mara tufu kwa kutunza kumbukumbu pale mtu anapokuwa analala
usingizi mnono.
7. TUMIA MUZIKI
Muziki unatajwa kuwa na faida katika kumsaidia mtu kukumbuka mambo
yaliyopita, inawezekana kabisa kwa kupita wimbo ukakumbuka mambo ambayo
uliyafanya siku za nyuma. Hivyo kuufurahisha mwili kwa kucheza muziki,
kusikiliza nyimbo, kunaweza kuongeza uwezo wa mtu kukumbuka mambo. Hata
hivyo kujifunza lugha au jambo fulani kwa njia ya wimbo ni rahisi
kukumbuka kuliko kuhifadhi maneno yenyewe.
8. KUANDIKA
Ni muhimu kwa mwanafunzi kuwa na kumbukumbu za pembeni nikiwa na maana
ya maandishi ya mkono. Ni muhimu kuorodhesha mambo ambayo umekusudia
kuyafanya au yalikutokea kwa kuyaandika kwenye kitabu kidogo cha
kumbukumbu. Mfano, unaweza kuandika siku uliyoanza shule, uliyozaliwa,
tarehe uliyomaliza darasa la saba n.k.
9. ONDOA HOFU
Kuna wanafunzi wengine hushindwa kukumbuka mambo si kwa sababu akili
imesahau, bali wanajichanganya kwa hofu na kutojiamini kwamba
wanachokumbushwa na akili kwa wakati huo kiko sahihi. Hivyo ni wajibu wa
mtu kujiamini na kutupilia mbali wasi wasi wote unaojitokeza wa kuhofu
kuchekwa au kutofanya vizuri katika jambo lililopo mbele yake.
10. AFYA
Jambo la mwisho ambalo ni muhimu katika uimarishaji kumbukumbu za
kichwani ni mtu kuwa na afya kwa maana ya kuhakikisha kuwa anatibiwa
magonjwa yake na anakuwa mfuasi mzuri wa huduma za kitabibu kwa ajili ya
kuuwesha mwili wake ufanye kazi kama unavyokusudia.
Sunday, November 16, 2014
MBOWE AFUNGUKA KUHUSU BANDARI BUBU
Mbowe ailipua Serikali kuhusu bandari bubu nchini
.
Mvomero. Mwenyekiti wa Chacha
Demokrasia na Maendeleo (Chadema), Freeman Mbowe amesema kuwa uwepo wa
bandari bubu zinazopitisha bidhaa kwa magendo kutoka nje ni miongoni mwa
sababu zinazoua viwanda vya sukari hapa nchini.
Amesema kuwa viwanda vya miwa vinapokufa,
wanaoumia siyo wenye viwanda bali wakulima wa miwa. Mbowe alisema hayo
juzi alipohutubia mamia ya wafuasi wa chama hicho mjini Turiani , Mkoa
wa Morogoro katika siku ya kwanza ya ziara yake mkoani humo.
Ziara hiyo ni ya Operesheni Delete CCM (ODC) yenye
lengo la kuvihamasisha vyama vinavyounda Umoja wa Katiba ya Wananchi
(Ukawa), kuiondoa CCM madarakani kuanzia katika Uchaguzi wa Serikali za
Mitaa.
“Katika Ukanda wa Pwani ya Bahari ya Hindi, kuna
bandari bubu katika maeneo mengi. Bidhaa kutoka nje ikiwemo sukari
zinaingizwa kwa magendo na kuuzwa kwa bei ya chee. Je, sukari ya Mtibwa
itapata soko?” alihoji Mbowe.
Alisema kuwa sababu nyingine za kusuasua kwa
viwanda hivyo ni Serikali kutoa vibali vya kuingiza sukari kutoka nje
bila kulipia kodi.
“Viwanda vyetu vya sukari vitashindana vipi kwenye
soko kama kukiwa na sukari inayoingizwa kwa kusamehewa kodi huku
nyingine ikiingizwa kwa magendo? Ni wazi viwanda vitakufa na wakulima
kuendelea kuwa maskini,”alisema Mbowe.
Alisema kwamba Serikali haina sera nzuri za
kulinda viwanda vya wawekezaji wa ndani na kuwa hali hiyo ikiendelea,
maisha ya wakulima yataendelea kuwa magumu.
Mwenyekiti huyo alisema viongozi wa Serikali hata
wakiwa bungeni wakihojiwa kuhusu matatizo yanayowakabili wananchi.
hawasemi ukweli.
“Bungeni mawaziri hawasemi ukweli wanapojibu
maswali kuhusu matatizo ya wananchi. Wengine tunashindwa kuzuia hasira
zetu, ndiyo maana tunaona ni bora kwenda kufanya mikutano kwa wananchi,”
alisema Mbowe.
Naye Mwenyekiti wa Chadema mkoa wa Morogoro, Suzan
Kiwanga aliwataka wananchi wa wilaya hiyo kuhamasishana ili waweze
kujiandikisha kwa ajili ya Uchaguzi wa Serikali za Mitaa.
Mbowe azuiwa asimalize mkutano
Katika hali isiyo ya kawaida, wafuasi wa chama
hicho walitaka Mbowe aendelee kuhutubia, baada ya saa 12.30 jioni, licha
ya sheria kukataza
KUTANA NA FAMILIA HII KUBWA ZAIDI DUNIANI
Familia kubwa duniani!!!!
The world's biggest family: The man with 39 wives, 94 children and 33 grandchildren- Ziona Chana lives with all of them in a 100-room mansion
- His wives take it in turns to share his bed
- It takes 30 whole chickens just to make dinner
Ziona Chana also has 94 children, 14-daughters-in-law and 33 grandchildren.
They live in a 100-room, four storey house set amidst the hills of Baktwang village in the Indian state of Mizoram, where the wives sleep in giant communal dormitories.
The full monty: The Ziona family in its entirety with all 181 members
You treat this place like a hotel: With 100 rooms the Ziona mansion is the biggest concrete structure in the hilly village of Baktawng
Mr Chana told the Sun: 'Today I feel like God's special child. He's given me so many people to look after.
'I consider myself a lucky man to be the husband of 39 women and head of the world's largest family.'
The family is organised with almost military discipline, with the oldest wife Zathiangi organising her fellow partners to perform household chores such as cleaning, washing and preparing meals.
One evening meal can see them pluck 30 chickens, peel 132lb of potatoes and boil up to 220lb of rice.
Coincidentally, Mr Chana is also head of a sect that allows members to take as many wives as he wants.
Feeling peckish? The senior ladies of the Chana family show what it takes just to make a meal
The wives and I: Mr Ziona Chana poses with his 39 wives at their home in Baktawang, Mizoram, India
He even married ten women in one year, when he was at his most prolific, and enjoys his own double bed while his wives have to make do with communal dormitories.
He keeps the youngest women near to his bedroom with the older members of the family sleeping further away - and there is a rotation system for who visits Mr Chana's bedroom.
Rinkmini, one of Mr Chana's wives who is 35 years old, said: 'We stay around him as he is the most important person in the house. He is the most handsome person in the village.
She says Mr Chana noticed her on a morning walk in the village 18 years ago and wrote her a letter asking for her hand in marriage.
Shared bedroom: A look inside the four-storey mansion, Chhuanthar Run - The House of the New Generation
Another of his wives, Huntharnghanki, said the entire family gets along well. The family system is reportedly based on 'mutual love and respect'
And Mr Chana, whose religious sect has 4,00 members, says he has not stopped looking for new wives.
'To expand my sect, I am willing to go even to the U.S. to marry,' he said.
One of his sons insisted that Mr Chana, whose grandfather also had many wives, marries the poor women from the village so he can look after them.
YOU CAN SEND YOR CRIP OF VIDEO OF PHOTO THROUGH WHATSAPP...0762686990
JINSI YA KUJENGA MSINGI WA MALENGO YAKO
JINSI YA KUPANGA MALENGO YAKO
Leo tutaangalia jinsi unavyoweza kupanga malengo makubwa katika maisha yako.
Watu wengi hushindwa kufikia malengo makubwa kwa kuwa, mara zote hujikatisha tamaa kuwa hawawezi kufanya jambo kubwa la kimaendeleo, kabla ya kujaribu kulifanya.
Tabia ya baadhi ya watu hao wanaokuwa na malengo madogo katika mazingira wanayoishi, ina maanisha eneo hilo hakuna ushindani wa kimaendeleo, ama wao wenyewe hawana jitihada za dhati za kupiga hatua zaidi mbele.
Lakini ikimbukwe kuwa, katika kutafuta mafanikio hayo ili uwe na maisha bora, usimwangalie mtu jinsi alivyo, kwamba ana urefu gani, ana pesa kiasi gani, digrii aliyonayo ama kuangalia historia ya maisha yake, bali hupimwa kwa uwezo wa kufikiri kwake.
Watu wengi wanaofikiria kuwa na malengo makubwa ya mafanikio, katika maisha yao ni kutokana na matarajio waliyonayo.
Inakupasa kila mara ujitahidi kupanua mawazo yako na kubuni mbinu mpya za kukutoa hapo ulipo na kukuweka katika hatua nyingine nzuri zaidi kimaendeleo.
Hivyo utambue kuwa, unapotaka kufanya mambo makubwa inakupasa ujijue wewe ni nani na una thamani gani.
Kwa maelezo mengine usijishushe hadhi yako kwa kuona kuwa huwezi kufanya mambo makubwa ya kimaendeleo ambayo yatakutoa hapo ulipo na kukuweka katika hatua nyingine nzuri zaidi.
Tuangalie mfano wa kijana mmoja aliyeshindwa kupiga hatua mbele baada ya kujishusha hadhi yake na kujiona hawezi.
Kijana huyo, aliona tangazo la kazi katika gazeti. Kazi aliyokuwa anapenda kuifanya na pia ameisomea.
Lakini hakufanya jitihada za dhati za kuomba nafasi ile, kwa kuwa alijiona hawezi kuipata hata kama angeomba.
Aliona kuliko ajitaabishe ni heri aache kuomba nafasi hiyo. Mfano huo si mzuri kwa mtu anayetaka kupiga hatua kimaisha.
Usijishushe hadhi yako ama usikatishwe tamaa kwa hali yoyote ile. Ni vema kujaribu kile unachokipenda na unachokihitaji katika maisha yako, kuliko kuacha kujaribu kwa kuogopa kuwa hautafanikiwa.
Kwani matokeo huja baadaye, hata utakaposhindwa, utakuwa na nguvu ya kujaribu tena sehemu nyingine.
Wengi wetu, tumekuwa tukijikatisha tamaa katika shughuli mbalimbali tuzifanyazo ama tunazotaka kuzifanya.
Yawezekana umeanzisha biashara kwa lengo la kukuinua kiuchumi, lakini matokeo yake, biashara hiyo haiendi kama vile ulivyotarajia.
Jambo la msingi, inakupasa kukaa chini na kujitathmini, kuangalia ni sehemu gani unayokosea.
Ama kuangalia, kama una washindani wengi katika eneo hilo, ili uweze kufanya vizuri zaidi yao, kwa kuweka vitu vingi tofauti na kuboresha eneo la biashara yako.
Kuwa mbunifu katika biashara yako kutakupa wateja wengi, na utafanikiwa zaidi. Cha msingi usikate tamaa katika kufikia malengo unayoyakusudia.
Kutokana na hali ya kujikatisha tamaa, miongoni mwa watu wengi, wanasaikolojia mbalimbali wamekuwa wakishauri ni vema, watu wajijue vile walivyo ili waweze kujirekebisha pale penye upungufu na kusonga mbele kimaisha.
Hali ya kujikatisha tamaa ni mbaya sana, ni sawa na ugonjwa usiopona katika mwili wako. Ili kuutibu ugonjwa huo, inakupasa ujielewe wewe ni nani, na una upungufu gani, pamoja na kukubali mabadiliko.
Tatizo kubwa lililopo kwa watu wengi, hawajui kuwa, wao wana uwezo mkubwa tofauti na wanavyojifikiria.
Hivyo ni vema kuweka mawazo yako kwenye kipimo halisi, uyachuje na kuchukua yale yaliyo na thamani.
Penda kufikiri mambo makubwa. Usijishushe hadhi yako kwa kujiwekea au kufikiri malengo madogo. Anza sasa kuwaza mambo makubwa ili uwe mtu mwenye ndoto njema ya maendeleo.
Kutokana na hali hiyo ya watu kujikatisha tamaa, wale ambao wamewahi kufanya biashara na kufilisika, wengi wao wamekuwa wakisema kuwa hawatarudia tena kufanya biashara hiyo.
Lakini kumbe, haikuwapasa kukata tamaa, bali kujipa moyo, na kuelewa kuwa pamoja na hali hiyo ya kushindwa inawapasa kujaribu tena.
Kamwe usikate tamaa katika jambo lolote unaloliwaza ama kulifanya. Kwa kuwa, upo msemo mmoja unaosema, penye nia pana njia.
Tukutane MUNGU AKIYUPATIA ZAWADI YA UZIMA..
Saturday, November 15, 2014
ITAMBUE SIRI HII
KARIBUNI wasomaji katika safu hii, leo tutazungumzia kufanikiwa au kushindwa ni uchaguzi wako mwenyewe.
Kumbuka umebarikiwa kuwa na uhuru wa maamuzi, kama vile kuchagua aina ya maisha unayotaka kuishi.
Kama hivyo sivyo, huwezi kuwa na uwezo wa kutumia vipaji vyako ulivyonavyo.
Fahamu kuwa, akili uliyonayo ni nyenzo muhimu ya kukufanya ufanikiwe, kwa kufikiri na kutumia vipaji ulivyo navyo kisha kuvifanyia kazi.
Kwa kuwa mafanikio yako yanatokana na akili yako uliyonayo. Endapo utatumia akili, hisia na imani yako kwa busara na kufanyia kazi, ni lazima maisha yako yatakuwa na mabadiliko makubwa ya mafanikio.
Una uhuru wa kuchagua namna unavyofikiri, unavyohisi na unavyoamini ili uweze kusonga mbele, kamwe usikubali kuwa na fikra mgando ambazo hazitakusogeza hapo ulipo.
Mafanikio au kushindwa kwako inategemea jinsi unavyofikiri.
Kwani afya isiyo njema, hali ya kutokuwa na furaha na umaskini, hizo ni dalili za kushindwa katika maisha ambazo zimesababishwa na kuwaza mawazo hasi.
Vile vile akili yenye afya bora na mawazo ya matumaini yanakufanya uwe na afya bora na maendeleo mazuri.
Safisha akili yako kwa mawazo mazuri. Siri ya kushinda katika maisha ni kusafisha akili kwa kuondoa tabia zinazokufanya uharibikiwe, kama vile imani potofu, mawazo hasi na badala yake uwe na tabia zenye kukufanya usonge mbele, kuwa na imani na mawazo ya kujenga na si kukubomoa.
Mara zote kuwa na mawazo ya kukujenga kwa mfano iambie nafsi yako kwamba, utafanikiwa katika mambo yote uliyopanga kufanikiwa.
Mara zote jione upo imara katika kufanikisha mipango yako mbalimbali, uwe mtu unayependa kuwajali wengine, uwe mwaminifu katika shughuli zako pamoja na familia yako.
Ukweli, ushindi na ujasiri ni silaha kubwa ya mafanikio katika maisha yako.
Kamwe usiruhusu mawazo ambayo hayana tija ya maendeleo kwako.
Jifunze kuwa jasiri, usikate tamaa, kuwa mtu mwenye msimamo, penda kwenda na wakati, usilewe na usiwachukie washirika wako katika biashara.
Njia yoyote ya kubadili hali yako ya kushindwa katika maisha ni kubadili mawazo hasi unayofikiria, utakapofanya hivyo utabadili tabia ya kufikiri, kuhisi na kuamini. Utakapobadili tabia yako ya ndani, hata tabia yako ya nje itajibadili.
Mawazo yana nguvu. Mawazo ya hofu na wasiwasi ni njia ya kushindwa. Utakaposhinda hali ya kutokuwaza kushindwa, kuwa na hofu au wasiwasi utaweza kukabiliana na hali ya ushindi.
Kuna kanuni moja inayotawala mawazo. Huwezi kufikiri kitu hiki na kuzalisha kingine.
Mara kwa mara, hali ya kushindwa inaweza kukujia ili kukujaribu. Ni wakati wako wa kutumia akili kwa vitendo ili uishinde hali hiyo.
Madhara ya kushindwa katika maisha yanaweza kukuletea hali ya uharibifu, imani potofu na mawazo hasi pamoja na hisia za maisha yako.
Kwa maelezo mengine, hali hiyo inakufanya ukose furaha, uwe mpweke, kukosa adabu, kuwa na uamuzi mbaya, magonjwa ya mara kwa mara yasiyoeleweka, kuchanganyikiwa na hali ya kushindwa.
Hali ya kufanikiwa inakufanya uwe na furaha, maendeleo mazuri, kujiamini, matumaini, amani katika moyo, umoja katika familia, mafanikio kibiashara, busara, ukweli na upendo.
Tukutane MUNGU AKITUJALIA UZIMA.
Kumbuka umebarikiwa kuwa na uhuru wa maamuzi, kama vile kuchagua aina ya maisha unayotaka kuishi.
Kama hivyo sivyo, huwezi kuwa na uwezo wa kutumia vipaji vyako ulivyonavyo.
Fahamu kuwa, akili uliyonayo ni nyenzo muhimu ya kukufanya ufanikiwe, kwa kufikiri na kutumia vipaji ulivyo navyo kisha kuvifanyia kazi.
Kwa kuwa mafanikio yako yanatokana na akili yako uliyonayo. Endapo utatumia akili, hisia na imani yako kwa busara na kufanyia kazi, ni lazima maisha yako yatakuwa na mabadiliko makubwa ya mafanikio.
Una uhuru wa kuchagua namna unavyofikiri, unavyohisi na unavyoamini ili uweze kusonga mbele, kamwe usikubali kuwa na fikra mgando ambazo hazitakusogeza hapo ulipo.
Mafanikio au kushindwa kwako inategemea jinsi unavyofikiri.
Kwani afya isiyo njema, hali ya kutokuwa na furaha na umaskini, hizo ni dalili za kushindwa katika maisha ambazo zimesababishwa na kuwaza mawazo hasi.
Vile vile akili yenye afya bora na mawazo ya matumaini yanakufanya uwe na afya bora na maendeleo mazuri.
Safisha akili yako kwa mawazo mazuri. Siri ya kushinda katika maisha ni kusafisha akili kwa kuondoa tabia zinazokufanya uharibikiwe, kama vile imani potofu, mawazo hasi na badala yake uwe na tabia zenye kukufanya usonge mbele, kuwa na imani na mawazo ya kujenga na si kukubomoa.
Mara zote kuwa na mawazo ya kukujenga kwa mfano iambie nafsi yako kwamba, utafanikiwa katika mambo yote uliyopanga kufanikiwa.
Mara zote jione upo imara katika kufanikisha mipango yako mbalimbali, uwe mtu unayependa kuwajali wengine, uwe mwaminifu katika shughuli zako pamoja na familia yako.
Ukweli, ushindi na ujasiri ni silaha kubwa ya mafanikio katika maisha yako.
Kamwe usiruhusu mawazo ambayo hayana tija ya maendeleo kwako.
Jifunze kuwa jasiri, usikate tamaa, kuwa mtu mwenye msimamo, penda kwenda na wakati, usilewe na usiwachukie washirika wako katika biashara.
Njia yoyote ya kubadili hali yako ya kushindwa katika maisha ni kubadili mawazo hasi unayofikiria, utakapofanya hivyo utabadili tabia ya kufikiri, kuhisi na kuamini. Utakapobadili tabia yako ya ndani, hata tabia yako ya nje itajibadili.
Mawazo yana nguvu. Mawazo ya hofu na wasiwasi ni njia ya kushindwa. Utakaposhinda hali ya kutokuwaza kushindwa, kuwa na hofu au wasiwasi utaweza kukabiliana na hali ya ushindi.
Kuna kanuni moja inayotawala mawazo. Huwezi kufikiri kitu hiki na kuzalisha kingine.
Mara kwa mara, hali ya kushindwa inaweza kukujia ili kukujaribu. Ni wakati wako wa kutumia akili kwa vitendo ili uishinde hali hiyo.
Madhara ya kushindwa katika maisha yanaweza kukuletea hali ya uharibifu, imani potofu na mawazo hasi pamoja na hisia za maisha yako.
Kwa maelezo mengine, hali hiyo inakufanya ukose furaha, uwe mpweke, kukosa adabu, kuwa na uamuzi mbaya, magonjwa ya mara kwa mara yasiyoeleweka, kuchanganyikiwa na hali ya kushindwa.
Hali ya kufanikiwa inakufanya uwe na furaha, maendeleo mazuri, kujiamini, matumaini, amani katika moyo, umoja katika familia, mafanikio kibiashara, busara, ukweli na upendo.
Tukutane MUNGU AKITUJALIA UZIMA.
:
NJIA MAHUSUSI ZA KUPATA AJIRA UITAKAYO
1.Mtazamo wako kuhusu ajira:
Fahamu
kuwa bidhaa ni chochote kile ambacho
kinatimiza mahitaji fulani. Mwenye kuhitaji bidhaa huwa tunamuita mteja. Muajiri anatafuta mfanyakazi kwa kuwa analo
hitaji la kazi fulani kukamilika, na anayo matarajio kadhaa toka kwa mfanyakazi
anayemuajiri. Hivyo wewe kama
mfanyakazi mtarajiwa unayo ‘bidhaa’, yaani uwezo wako wa kutimiza majukumu
fulani ambayo utatakiwa kufanya na muajiri. Kwahiyo mtazamo sahihi unaotakiwa
kuwa nao wakati unatafuta kazi ni kuwa wewe ni muuzaji wa bidhaa, na muajiri wako mtarajiwa ni mteja.
Kwakuwa wapo ‘wafanyabiashara’ wengi wa hiyo bidhaa kama yako (watu
wanaotafuta ajira), unahitajika basi kujipanga vema ili kumshawishi na kumfanya
mteja wako (muajiri mtarajiwa) aone
kweli sababu ya kununua ‘bidhaa ‘toka kwako.
2.Wasifu wako ujitosheleze:
Ukiwa
na mtazamo tuliouleza hapo juu wa kuwa wewe ni mfanyabiashara unauza bidhaa kwa
mteja wako (muajiri), unatakiwa basi utumie vema wasifu wako (CV) kujieleza
vema ili ‘mteja’ akukubali.Mambo ya kuzingatia katika wasifu wako ni kama
yafuatavyo:-
- Wasifu wako uendane na aina ya kazi unayo omba: Hivyo basi usiweke kila aina ya maelezo hata yale ambayo haya umuhimu na kazi husika. Mfano unaomba nafasi ya kazi ya uhasibu, lakini unaweka maelezo ya uzoefu wa sehemu tatu tofauti ya kazi za ulinzi.
- Wasifu wako uonyeshe kweli unao uwezo wa kazi unayoiomba: Hivyo basi usitaje tuu majina ya kampuni au asasi ulizofanya kazi na aina ya cheo ulichoshika ukiwa huko, bali eleza mambo ya msingi ambayo ni mafanikio ya wewe kuwepo katika kampuni au asasi fulani uliyokuwepo. Mfano kwa kazi yako kama msimamizi wa ofisi, uliweza andaa mikutano (itaje) ambayo ilikutanisha watendaji wakubwa wa kampuni yako ambapo kupitia maandalizi mazuri uliyoyafanya, kampuni yako iliweza kupendekezwa mara tatu mfulululizo kuandaa mikutano hiyo.
- Wasifu wako uonyeshe utofauti wako wewe na watu wengine: Haitoshi kuandika katika CV yako kuwa umemaliza masomo ya ngazi ya stashahada au shahada, haitoshi kutaja kuwa umewahi kufanya kazi fulani mfano kazi ya usimamizi wa ofisi halafu ukaorodhesha majukumu ya msimamizi wa ofisi, mambo ambayo kwa ujumla yanajulikana kuwa ni majukumu ya msimamizi wa ofisi yeyote yule wa ofisi. Kumbuka wasifu wako (CV) ni nyaraka muhimu ya kumshawishi ‘mteja’ kuwa ananunua ‘bidhaa bora zaidi ya nyingine katika soko la ajira. Hivyo basi jipange kwa kuonyesha utofauti, badala ya kutaja tuu ngazi za juu za elimu ulizofanikiwa kufika, taja pia maeneo ambayo wewe kweli ‘upo mzuri’ yaani maeneo ambayo kweli haubabaishi katika ngazi hizo za elimu unazotaja. Pia kwa upande wa uzoefu wa kazi, taja mafanikio uliyokwisha pata kutoka ajira zako zilizopita, au tuseme mambo gani ‘mazito’ ulikamilisha na kusaidia ukiwa kwa waajiri wengine.
3. Fuata maelekezo kwa ufasaha:
Unapowasilisha
maombi yako ya ajira, hakikisha unafuata maelekezo yaliyotolewa katika tangazo
la nafasi za kazi, kwani hata kama ni jambo dogo, utakalokosea linaweza
kuchukuliwa kama sababu ya wewe kutokuwa mfanyakazi makini, hivyo kukosa hata
nafasi ya kuitwa kwa usaili (interview). Mfano kama umeambiwa uorodheshe
wadhamini watatu, hauna sababu ya kuorodhesha wadhamini wawili tuu. Kama
umeambiwa utume maombi kwa njia ya posta, usitume maombi yako kwa barua pepe
wala kupeleka kwa mkono.Hakikisha pia unafuata maelekezo ya tarehe na muda wa
kuwasilisha maombi yako ya kazi. Pia zingatia maelekezo kuhusu vyeti na nyaraka
nyingine unazotakiwa kuziambatanisha pamoja na barua yako ya maombi ya kazi.
Kama umeambiwa utume CV yako tuu, usihangaike kutuma vitu vingine kama vyeti,
na barua ya maombi ya kazi.
4.Barua ya maombi ibebe uzito:
Barua
yako ya maombi ya kazi ni nafasi nyingine ya kushawishi ‘wateja’ wako kuwa kweli
utawapatia huduma wanayoitaka, na kwamba watakapofanya chaguo la kukuajiri wewe
watakuwa wamefanya chaguo bora kabisa. Anza kwa kueleza aina ya kazi unayoomba,
umetambuaje uwepo wa nafasi hiyo ya kazi. Jieleze kwanini wewe ni chaguo lao
bora kwa kulinganisha majukumu ya kazi unayoomba na ujuzi wako, uzoefu wako, na
yale uliyokwisha wahi kufanikisha hapo kabla.
Kwakuwa barua ya maombi ya kazi huwa ni fupi, usiwachoshe kwa maelezo
mengi, ila maelezo yako yawavutie kusoma nyaraka ulizoambatanisha kama vile CV
na vyeti .
5. Jiandae kwa ‘interview’:
Utakapopata
nafasi ya kuitwa kwa usaili, usiende bila kujiandaa. Fahamu vema majukumu
yanayoendana na nafasi ya kazi uliyoomba, hakikisha unakumbuka nini uliandika
katika barua yako ya maombi ya kazi na CV yako. Jikumbushe mambo ya msingi
kuhusu elimu ya darasani ambayo umetaja unayo. Jifunze pia maswali mbalimbali
ya kisaikolojia yaulizwayo katika usaili , kama vile ‘Tuambie madhaifu yako ni
yapi ?”. Unaweza jifunza jinsi ya kujibu maswali kama hayo kupitia vitabu au
hata kwa ku search kwa mtandao.
6. Usisubiri nafasi za kazi zikufuate:
Amini
kuwa kuna waajiri wengi ambao hawatangazi nafasi za kazi kwenye vyombo vya
habari au mitandaoni. Pia wapo ambao wamekwisha tangaza lakini hawajapata watu
wenye kukidhi kweli viwango vyao. Hivyo usingoje nafasi za ajira zikufuate kwa
kupitia vyombo vya habari, badala yake wewe mwenyewe wasiliana na waajiri
mbalimbali ukiwaeleza nia yako na uwezo wako wa kufanya kazi kwao. Waweza tembelea ofisi za makampuni au asasi
mbalimbali na pia tembelea website na
hata maonyesho ya biashara au maonyesho ya waajiri (Job Fairs). Njia nyingine
ni kujenga mitandao na watu mbalimbali ambapo kupitia mitandao hiyo waweza
jieleza hitaji lako la kutaka ajira. Kumbuka kama una ‘bidhaa’ bora, na
ukimpata mteja mwenye kuhitaji ‘bidhaa’, bila shaka una nafasi kubwa ya kupata
ajira.
7. Itunze ‘taswira’ yako:
Waajiri
wengi hupenda kufahamu zaidi kuhusu mtu wanayetaka kumuajiri, sio tuu uwezo
wake kiujuzi wa kazi, bali pia uaminifu wako, wewe ni mtu wa aina gani katika
kujiheshimu na kujiheshimu wengine n.k. Hivyo hakikisha hauharibu ‘taswira’
yako kupitia aina ya marafiki ulionao, aina ya twitts, status, picha n.k unazoweka
katika mitandao ya kijamii kama Facebook, na Twitter. Pia unapotaka kuacha kazi
toka asasi fulani , jitahidi uache kwa amani, isije baadae waajiri wako wengine
wakataka kujua aina gani ya mfanyakazi ulikuwa hapo kabla wakajibiwa habari
isiyopendeza.
Thursday, November 13, 2014
EAT BETTER FOR YOUR BUDGET
8 Ways to Eat Healthy Even If You’re on a Budget
Trying to eat healthy on a budget can be challenging. A lot of
the food and recipes you see on websites occasionally require expensive
ingredients, and that can be hassle, especially if you have to feed a
family. Here are some tips on how to eat healthy even when you’re on a
budget.
Coupons can save you a ton of money on food every month. It can be difficult to get started because there are so many sources for coupons. Once you get into the flow, it not only gets easier, but you’ll also be able to save money on food that would usually be out of your price range. Here’s a website to help you get started. Some people have boasted that they save up to 50%–90% on food, and when you’re saving that much, you can splurge on more expensive food.
It may seem like you’re buying more than you need, but buying in bulk can save you tons of money. At my local grocery store, Giant Eagle, I can get several pounds of frozen veggies for $5 and that can last for weeks depending on how many people you need to feed. You can buy ridiculous amounts of beans and rice on the cheap. The more you buy, the cheaper it gets. Yes, those Rice-A-Roni boxes seem like a deal at $1, but you can buy several pounds of rice for a couple of bucks more. Rice-A-Roni is also packed with sodium and regular rice can be spiced to your tastes.
Microwave dinners and precooked food seem like a great idea and a time saver. However, those foods are generally bad for you. Cooking the food yourself may take longer but you can control what goes in it and you can choose to make it healthy. Plus, with all the bulk food you’re getting from our last tip, you’ll have plenty of ingredients to cook.
There comes a point where it’s the same thing in a different box and you’re just paying a premium for the right to say you bought the brand name food. This is especially true for cereal. You can get the same cereal for half off by buying off-brand and they taste pretty much the same. Not all foods are good for you, and that means not all off-brand foods are good for you. However, stuff like low (or no) sugar cereal can be pretty decent.
Bottled water doesn’t seem like it’s expensive but it adds up. Let’s say you buy only $1 worth of bottled water a day. That’s $350 per year (rounded down). You could easily save that money by using a water pitcher (with a filter) and using a re-usable water bottle. With that extra money, you can go buy more food! Plus, those cheaply made plastic bottles really aren’t good for you.
Grocery shopping isn’t always about the physical things. Sometimes it’s about the mental things. With that in mind, you should attempt to exercise the following tips. You should eat before going to the store because you’re more likely to be pragmatic about your decisions when you’re not hungry. You should shop alone because it cuts down on impulse buys from your kids and your husband/wife. Lastly, you should try to make at least a core list and stick to it.
Every time you go eat fast food, order a pizza, order take out, or even drop a dollar in the vending machine, you are undermining your food budget. If you eat out once a week for $10, that’s $520 per year you’re spending on eating out. Don’t get us wrong, it’s good to treat yourself every now and then. However, if you’re reading this then you probably have a tight budget.
Let’s be honest: planting a garden isn’t going to work miracles on your food budget, but it will help a little bit, especially if you plant the right things. Herbs and spices take very little space to grow and you can grow and dry enough to last you for years. Things like peppers and tomatoes are great to grow in most climates and you can use those in almost any food dish. If the garden is big enough, you can grow enough to save yourself a little bit of money. Plus, the stuff you grow is typically going to be good for you. You’re not growing processed foods high in sodium and trans fats.
Most people already don’t spend that much on food so we know the budgets are probably pretty tight. Using these tips, you can make your buck go a little bit further and eat less garbage. Your body and your wallet will thank you for it!
Featured photo credit: Static via static.squarespace.com
1. Learn the art of couponing.
Coupons can save you a ton of money on food every month. It can be difficult to get started because there are so many sources for coupons. Once you get into the flow, it not only gets easier, but you’ll also be able to save money on food that would usually be out of your price range. Here’s a website to help you get started. Some people have boasted that they save up to 50%–90% on food, and when you’re saving that much, you can splurge on more expensive food.
2. Buy in bulk.
It may seem like you’re buying more than you need, but buying in bulk can save you tons of money. At my local grocery store, Giant Eagle, I can get several pounds of frozen veggies for $5 and that can last for weeks depending on how many people you need to feed. You can buy ridiculous amounts of beans and rice on the cheap. The more you buy, the cheaper it gets. Yes, those Rice-A-Roni boxes seem like a deal at $1, but you can buy several pounds of rice for a couple of bucks more. Rice-A-Roni is also packed with sodium and regular rice can be spiced to your tastes.
3. Prepare to cook the meals.
Microwave dinners and precooked food seem like a great idea and a time saver. However, those foods are generally bad for you. Cooking the food yourself may take longer but you can control what goes in it and you can choose to make it healthy. Plus, with all the bulk food you’re getting from our last tip, you’ll have plenty of ingredients to cook.
4. Buy generic food brands.
There comes a point where it’s the same thing in a different box and you’re just paying a premium for the right to say you bought the brand name food. This is especially true for cereal. You can get the same cereal for half off by buying off-brand and they taste pretty much the same. Not all foods are good for you, and that means not all off-brand foods are good for you. However, stuff like low (or no) sugar cereal can be pretty decent.
5. Stop buying bottled water.
Bottled water doesn’t seem like it’s expensive but it adds up. Let’s say you buy only $1 worth of bottled water a day. That’s $350 per year (rounded down). You could easily save that money by using a water pitcher (with a filter) and using a re-usable water bottle. With that extra money, you can go buy more food! Plus, those cheaply made plastic bottles really aren’t good for you.
6. Obey the psychological rules of grocery shopping.
Grocery shopping isn’t always about the physical things. Sometimes it’s about the mental things. With that in mind, you should attempt to exercise the following tips. You should eat before going to the store because you’re more likely to be pragmatic about your decisions when you’re not hungry. You should shop alone because it cuts down on impulse buys from your kids and your husband/wife. Lastly, you should try to make at least a core list and stick to it.
7. Stop buying take out all the time.
Every time you go eat fast food, order a pizza, order take out, or even drop a dollar in the vending machine, you are undermining your food budget. If you eat out once a week for $10, that’s $520 per year you’re spending on eating out. Don’t get us wrong, it’s good to treat yourself every now and then. However, if you’re reading this then you probably have a tight budget.
8. Try to grow some of your own food.
Let’s be honest: planting a garden isn’t going to work miracles on your food budget, but it will help a little bit, especially if you plant the right things. Herbs and spices take very little space to grow and you can grow and dry enough to last you for years. Things like peppers and tomatoes are great to grow in most climates and you can use those in almost any food dish. If the garden is big enough, you can grow enough to save yourself a little bit of money. Plus, the stuff you grow is typically going to be good for you. You’re not growing processed foods high in sodium and trans fats.
Most people already don’t spend that much on food so we know the budgets are probably pretty tight. Using these tips, you can make your buck go a little bit further and eat less garbage. Your body and your wallet will thank you for it!
Featured photo credit: Static via static.squarespace.com
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15 WAYS TO SUCCED IN BUSINESS
1. Be a Salesperson
Never underestimate how important it is to be able to sell. It’s at the top of the list on purpose. Even if you never have to sell to clients (unlikely), you will have to sell your ideas to investors, sell your company vision to prospective employees, and sell consumers or customers on your brand. Selling is absolutely critical to your success, so if you have an aversion to it, you’d better get over that fast.2. Delay Gratification
No business is successful on day one. Almost no businesses are successful after year one. If you think entrepreneurship is the ticket to instant riches, you need a reality check. Not only will you have to work hard for a long-term goal, you will probably have to work hard in the face of what seems like certain failure at times.3. Discipline
Discipline isn’t just about working hard, but you do have to do that. Discipline is also about managing your entrepreneurial tendencies. Many natural born entrepreneurs are blessed with a mind that is an idea-generating machine. The good news is that some of those ideas are gold mines. The bad news is that if you continually pursue new ideas, old ideas never get developed to fruition. And I’ve watched one multimillionaire in particular run his business into bankruptcy because every week he was working on something new.4. Take Risks
Just leaving the rat race is a huge risk in an of itself. No wonder so few people do it. And if you have a spouse or significant other, realize that they are risking with you—whether they like it or not. Everyone has a need for some level of certainty, so if you can’t find it in your business, plan on finding it elsewhere—maybe for several years at a time.5. Build Rapport
Note that this is not called “Making Friends”—important, yes, but not the same thing. Building rapport means building respect, a reputation, and hopefully key alliances along the way. Donald Trump doesn’t seem to be the kind of guy you’d call your BFF. But he does have the ability to get people to listen and trust him. You will need to build relationships as an entrepreneur, no business is an island.6. Be a Leader
While you may be a natural born follower, as a business owner, you will have to be able to lead. That means trusting an inner compass to guide you when there are no outside indications as to what step to take next. It means having people rely on you. And it even means forgoing the road less traveled for bushwhacking your own path.7. Be Uncomfortable
Nobody thinks that running a business is easy. But generally people underestimate just how hard it can be. There can be times as a business owner that for months on end you will be in a state of stress, worry, anxiety, and discomfort. Being an entrepreneur means being able to live and function in this state for extended periods of time, and being able to find a way to shut it off so that it doesn’t consume your personal life as well as your career.8. Inspire
To be an entrepreneur you need to be inspired. You will likely have to inspire others such as employees and your first customers—who will have to believe in you with no track record. But most of all you will continue to have to inspire yourself, because sometimes your vision is the only thing that can lead you out of one phase of your business and into the next.9. Focus
Related to discipline is focus—the ability to tune out “noise” that can distract you from your goal. That noise could be people who doubt you, busywork, doing too much “social” networking, or perhaps worst of all, the noise inside of your own head of self-doubt, fear, or unrealistic expectations of yourself. Personally, I’ve only heard about these things, I can’t say I know this from experience.10. Understand Numbers
I am extremely number-challenged. I’m the biggest of big-picture thinkers. So there are times when I am working on a project that I think is going terribly—only to finally force myself to build a spreadsheet or break out the analytics and find that I’m actually doing better than I had thought. Unfortunately, the opposite is also true, when I think that I’m kicking ass only to find that the actual return on investment of time, dollars, etc. isn’t where I thought it would be. Truth be told, this is one of the number one reasons people go out of business—they don’t pay enough attention to the cold, hard numbers.11. Analysis
Related to being able to understand the numbers is the ability to
look at the numbers in a variety of ways. Sometimes what looks like a
dip in traffic/sales/whatever might also be a roadmap to a previously
undiscovered opportunity. There are benefits to being a stats-a-holic,
which can often times be a key source of consumer insights that larger
companies pay hundreds of thousands of dollars for. 12. Ask for Help
Quite honestly, I don’t know one entrepreneur that embraces asking
for help. We seem to have a natural aversion to it, in fact. It doesn’t
make it any less important – in fact, it makes it more important,
because it usually means that when an entrepreneur finally does ask for
help, they probably needed the help something like two months ago. If
you have a natural knack for asking for help, good grief, I hope you
aren’t reading this, because you should already be working for yourself!
13. Know Thyself
Every entrepreneur has strengths and weaknesses. A good entrepreneur
plays to his or her strengths. A great entrepreneur plays to their
strengths and builds a business that can compensate for their
weaknesses. That means knowing what you aren’t good at, admitting it,
and structuring your workflow so that you don’t get in your own way.
14. Balance Ego with Humility
You have to have high self-confidence to make it in business. I’d go
so far to say that a little bit of a big ego can actually be an asset—it
helps to get people talking about you and can help to increase your
visibility. But there is a very fine line between a healthy ego and
being an egotistical maniac. But bring too much humility to the game,
and it comes off as self-doubt. Walking the line between the two will
never please everyone, either – sorry, it just comes with the territory.
15. Persistence
Most of all, to get out of the rat race, you need persistence. You
need to fall on your face and get back up. You need to make big mistakes
and learn from them. Sometimes you even need to fail—it may be the only
way to succeed. To quote some of my wonderful peers, “Your recovery
strategy is what’s important; avoiding mistakes is not.
Quite honestly, I don’t know one entrepreneur that embraces asking for help. We seem to have a natural aversion to it, in fact. It doesn’t make it any less important – in fact, it makes it more important, because it usually means that when an entrepreneur finally does ask for help, they probably needed the help something like two months ago. If you have a natural knack for asking for help, good grief, I hope you aren’t reading this, because you should already be working for yourself!
13. Know Thyself
Every entrepreneur has strengths and weaknesses. A good entrepreneur plays to his or her strengths. A great entrepreneur plays to their strengths and builds a business that can compensate for their weaknesses. That means knowing what you aren’t good at, admitting it, and structuring your workflow so that you don’t get in your own way.14. Balance Ego with Humility
You have to have high self-confidence to make it in business. I’d go so far to say that a little bit of a big ego can actually be an asset—it helps to get people talking about you and can help to increase your visibility. But there is a very fine line between a healthy ego and being an egotistical maniac. But bring too much humility to the game, and it comes off as self-doubt. Walking the line between the two will never please everyone, either – sorry, it just comes with the territory.15. Persistence
Most of all, to get out of the rat race, you need persistence. You need to fall on your face and get back up. You need to make big mistakes and learn from them. Sometimes you even need to fail—it may be the only way to succeed. To quote some of my wonderful peers, “Your recovery strategy is what’s important; avoiding mistakes is not.Wednesday, November 12, 2014
10 RICHEST PASTOR IN THE WORD 2014
10 Richest Pastors In The World 2014. Nigeria Top The List
Many pastors worldwide are serving humanity by providing guidance to people belonging to the community. Some of them have become very rich through their churches and other investments. These millionaire men of God are known all over the world.
According to a list just published on RichestLifestyle.com, Nigeria’s Bishop David Oyedepo is the richest pastor in the world with an estimated net worth of $150 million!
Its also interesting to know that four other Nigerian pastors made the list. Check out the full list of top 10 richest pastors in the world in 2014 below
10) Joseph Prince – Net worth: $5 Million (Singapore)
Annual salary of this Singaporean pastor is $550,000. Pastor Joseph Prince is the senior pastor of the New Creation Church in Singapore. The New Creation Church’s financial income was reported at $44.7 million US dollars in 2008. He hosts a religious program called “Destined to Reign.” He has addressed many congregations worldwide.
9) Chris Okotie – Net worth: $10 Million (Nigeria)
Chris Okotie was a pop musician in the 1980s. He embraced the Bible and set up the Household of God Church, one of Nigeria’s most flamboyant congregations. He is an automobile lover and owns several posh cars which include a Mercedes S600, Rolls-Royce, Hummer and Porsche.
8) Matthew Ashimolowo – Net worth: $10 Million (Nigeria)
7) T.B. Joshua – Net worth: $15 Million (Nigeria)
Prophet Temitope Balogun Joshua is Nigeria’s most powerful, controversial and philanthropic preacher. He heads the Synagogue Church of all Nations (SCOAN), a congregation he founded in 1987. The christian minister, televangelist and faith healer is a big giver; his humanitarian works include education, healthcare and rehabilitation programs. He is the owner of Emmanuel TV, a Christian television network.
6) T. D. Jakes – Net worth: $18 Million (United States)
Bishop T. D. Jakes is the apostle/bishop of The Potter’s House, a non-denominational American mega-church that has over 30,000 members. His ministry’s annual revival MegaFest draws more than 100,000 people.
5) Billy Graham – Net worth: $25 Million (United States)
Billy Graham is a southern Baptist. He earned celebrity status when his sermons were broadcast on radio and TV stations all over the USA. He founded the Billy Graham Evangelist Association in 1950.
4) Creflo Dollar – Net worth: $27 Million (United States)
This American televangelist, pastor is also a Word of Faith teacher. He is a founder of the non-denominational World Changers Church International. He has built a multimillion dollar ministry on the message “It is the will of God for you to prosper in every way.”
3) Benny Hinn – Net worth: $42 Million (United States)
This Israeli-American televangelist earned wealth through his ministry and evangelical program. He is well-known for his regular miracle healing crusades, which are held in large stadiums in major cities and broadcasted in the TV.
2) Chris Oyakhilome – Net worth: $50 Million (Nigeria)
Chris Oyakhilome’s church Christ Embassy has more than 40,000 members, several of whom are successful entrepreneurs and politicians. This pastor’s diversified interests include magazines, newspapers, a TV station, a record label, hotels, satellite TV and real estate.
1) David Oyedepo – Net worth: $150 Million (Nigeria)
With a net worth of $150 Million, Bishop David Oyedepo, who is the founder of the Living Faith World Outreach Ministry, is the world’s richest pastor, according to US wesbite, richestlifestyle.com. The publication describes him as “a prosperous pastor who owns private jets and homes in the US and the UK.”
Check out their Net worth
10. Joseph Prince – Net worth: $5 Million (Singapore)
8. Chris Okotie – Net worth: $10 Million (Nigeria)
8. Matthew Ashimolowo – Net worth: $10 Million (Nigeria)
7. T.B. Joshua – Net worth: $15 Million (Nigeria)
6. T. D. Jakes – Net worth: $18 Million (United States)
5. Billy Graham – Net worth: $25 Million (United States)
4. Creflo Dollar – Net worth: $27 Million (United States)
3. Benny Hinn – Net worth: $42 Million (United States)
2. Chris Oyakhilome – Net worth: $50 Million (Nigeria)
1. David Oyedepo – Net worth: $150 Million (Nigeria)
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Tuesday, November 11, 2014
SOLID QUESTION ABOUT YOUR TOMMOROW
Please take time and answer
the following questions, it is very important to come out with the solid
answer and not just a hanging out answer, write them to make it more
practical
Have you taken the time to figure out what skill you need to achieve your Goal?
What investments are necessary to succeed?
FROM ZERO BANK BALANCE TO MILLIONS OF MONEY
From Zero bank balance to millions
00.0 Balance to XY, 000,000 millions
Kuna kanuni inayo fanya kazi inapofika kwenye swala la kuongeza kipato chako, kanuni hii inaleta ongezeko katika maeneo yote ya maisha yako ikiwa ni pamoja na eneo la fedha, ni kanuni ya mazidisho , kanuni hii inafanya kazi kwa kutumia sehemu muhimu katika maisha ya mwanadamu inayo julikana kama mind(mind part).
Inapofika swala la fedha, your mind play a big role in your income level, uko hapo ulipo kifedha kwa sababu ya conditioning iliyo fanyika kwenye mind yako, lengo mtiririko wa masomo haya ni kukupa ufahamu na mbinu itakayo kuwezesha kuongeza pato lako kwa kutumia kanuni hii muhimu.
Haijawahi kutokea na haitawahi kutoea kwamba siku moja duniani kukawa na upungufu wa fedha(scarcity), by the way, the law of scarcity is the theory originated from the mind of economists. Ukweli ni kwamba upatikanaji wa fedha unaongozwa na kanuni inayo tumia nguvu ya asili kabisa ambayo ni sawasawa na guvu nyingine za asili kama gravitatioanal force, nguvu inayo sababisha dunia kuzunguka katika muhimili wake, nguvu inayo sababisha maji kupwa na kujaa n.k
Nguvu hii ya asili inayo govern upatikanaji wa fedha tofauti yake ni kuwa inafanya kazi(inajidhihirisha) kwenye maisha yako through your mind, in reality there is no financial scarcity, the only limitation is in your mind, unacho takiwa kufanya ni kuiprogram mind yako, katika namna ambayo itaruhusu kanuni hii ya mazidisho ifanye kazi katika maisha yako na kusababisha ongezeko la kipato.
Tutakachofanya kupitia mtiririko wa maomo haya ni, kwanza tutakupa awareness/uelewa wa kuifahamu hii nguvu inavyofanya kazi na jinsi gani unaweza kuisababisha nguvu hii ifanye kazi in your advantage not against you, kwa ku reprogram upya your mind ambayo nguvu hii ina channel kupitia huko. Pili mtiririko wa masomo haya utakupa techniques ambazo utazitumia ku reprogram your mind(reconditioning) katika namna ambayo there will be a flow of this power through your mind ambayo italeta matokeo chanya in your bank account.
Tatu mtiririko wa masomo haya yataku recommend upatikanaji wa tools za ku recondition(reprogram) mind yako, tofauti kati ya tools na techniques ni kuwa techniques inatumia conscious mind to reprogram your mind, yaani unakuwa awere, ufahamu wako unahusika katika reprogramming, hivyo unahitaji ku apply some techniques ambazo zitakabiliana na upinzani utakao tolewa na conscious mind kuzuia hiyo reprogramming process, wakati tools zenyewe una bypass awareness, conscious mind(ufahamu wako) kwa ku u trick, bila ya wenyewe kufahamu, na hivyo kushindwa kuleta upinzani, tools zenyewe zinahitaji tu upatikanaji wa tools ambazo zimetengenezwa katika uwezo wa kui trick your conscious mind(ujuzi na uelewa wa hali ya juu unahitajika katika utengenezaji wa hizi tools) na pia utumiaji wa hizo tools unatakiwa uwe katika muendelezo(consistency).
00.0 Balance to XY, 000,000 millions
Kuna kanuni inayo fanya kazi inapofika kwenye swala la kuongeza kipato chako, kanuni hii inaleta ongezeko katika maeneo yote ya maisha yako ikiwa ni pamoja na eneo la fedha, ni kanuni ya mazidisho , kanuni hii inafanya kazi kwa kutumia sehemu muhimu katika maisha ya mwanadamu inayo julikana kama mind(mind part).
Inapofika swala la fedha, your mind play a big role in your income level, uko hapo ulipo kifedha kwa sababu ya conditioning iliyo fanyika kwenye mind yako, lengo mtiririko wa masomo haya ni kukupa ufahamu na mbinu itakayo kuwezesha kuongeza pato lako kwa kutumia kanuni hii muhimu.
Haijawahi kutokea na haitawahi kutoea kwamba siku moja duniani kukawa na upungufu wa fedha(scarcity), by the way, the law of scarcity is the theory originated from the mind of economists. Ukweli ni kwamba upatikanaji wa fedha unaongozwa na kanuni inayo tumia nguvu ya asili kabisa ambayo ni sawasawa na guvu nyingine za asili kama gravitatioanal force, nguvu inayo sababisha dunia kuzunguka katika muhimili wake, nguvu inayo sababisha maji kupwa na kujaa n.k
Nguvu hii ya asili inayo govern upatikanaji wa fedha tofauti yake ni kuwa inafanya kazi(inajidhihirisha) kwenye maisha yako through your mind, in reality there is no financial scarcity, the only limitation is in your mind, unacho takiwa kufanya ni kuiprogram mind yako, katika namna ambayo itaruhusu kanuni hii ya mazidisho ifanye kazi katika maisha yako na kusababisha ongezeko la kipato.
Tutakachofanya kupitia mtiririko wa maomo haya ni, kwanza tutakupa awareness/uelewa wa kuifahamu hii nguvu inavyofanya kazi na jinsi gani unaweza kuisababisha nguvu hii ifanye kazi in your advantage not against you, kwa ku reprogram upya your mind ambayo nguvu hii ina channel kupitia huko. Pili mtiririko wa masomo haya utakupa techniques ambazo utazitumia ku reprogram your mind(reconditioning) katika namna ambayo there will be a flow of this power through your mind ambayo italeta matokeo chanya in your bank account.
Tatu mtiririko wa masomo haya yataku recommend upatikanaji wa tools za ku recondition(reprogram) mind yako, tofauti kati ya tools na techniques ni kuwa techniques inatumia conscious mind to reprogram your mind, yaani unakuwa awere, ufahamu wako unahusika katika reprogramming, hivyo unahitaji ku apply some techniques ambazo zitakabiliana na upinzani utakao tolewa na conscious mind kuzuia hiyo reprogramming process, wakati tools zenyewe una bypass awareness, conscious mind(ufahamu wako) kwa ku u trick, bila ya wenyewe kufahamu, na hivyo kushindwa kuleta upinzani, tools zenyewe zinahitaji tu upatikanaji wa tools ambazo zimetengenezwa katika uwezo wa kui trick your conscious mind(ujuzi na uelewa wa hali ya juu unahitajika katika utengenezaji wa hizi tools) na pia utumiaji wa hizo tools unatakiwa uwe katika muendelezo(consistency).
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BURNING DESIRE
1.
Dhamira(Burning desire)
Arnold Schwarzenegger moja kati ya waigizaji maarufu sana
duniani, na sasa ni Governer wajimbo moja huko marekani, siku moja kwenye mahojiano
aliulizwa aliwezaje kufika hapo alipofika? Alijibu jibu moja tu kwa urahisi
akasema “ DRIVE” au kwa lugha yetu ya
kiwsahili unaweza kusema “MSUKUMO” mimi
napenda kuita “BURNING DESIRE”
Mafanikio yoyote lazima nyuma yake kuwe na MUSUKUMO au Dhamira ya kufanikiwa(There
must be a burning desire to succeed). Hii burning desire ni kama fuel ya kukusukuma na
kukabiliana na changamoto zote utakazo kutana nazo, ukweli ni kwamba kutoka
kwenye level moja ya maisha na kwenda kwenye level nyingine nikama vile
unavunja msitu, kila level ya maisha ina ENERGY LEVEL, kuvuka kutoka kwenye hatua moja
ya maisha kwenda kwenye hatua nyingine ya maisha ni ku cross energy level,
unahitaji nguvu ya kukusukuma kuvuka hicho kiwango, ile level nyingine ya
maisha kwa kawaida energy level yake ina nguvu zaidi kuliko enegy level ya
maisha uliyopo sasa hivi.
Naamini wengi hapa tuna lengo au malengo tunayotaka kutimiza, iwe ni kwenye
eneo la fedha, biashara, familia afya n.k naamini unamalengo yako umeyaweka,
kufikia malengo hayo ni ku cross energy level, there are a lot of oppositions
in crossing the energy level, to metion few mambo kama(discouragement, fear,
negativity, unbelief, people opinions, etc) hivi vyote ni nguvu isiyo onekana
inayokusukuma kukuzuia usifikie malengo yako, its not easy to overcome these
unseen force, you need a powerful force to support you
Ukiwa na INTENSE BURNING DESIRE to achieve your goals ndiyo tunasema umekuwa
DRIVEN, na hii ndiyo siri ya mwanzo kabisa aliyo ifunua Arnold Schwarzenegger
ya kufanikiwa na kufika hapo alipo fika.
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